Insurance Questions : Definition of PIP Insurance
PIP insurance, or personal injury protection, means that all injuries related to an accident will be paid for regardless of who is at fault. Talk ...
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Disability Insurance – Precisely what is Thought to be a Complete ...
For a claim to get payed off, anytime an individual is regarded as completely impaired, the impairment must fulfill the specific explanation in the policy. Never assume anything any time it comes to disability insurance and read your current policy properly. Below are the most frequent and basic complete disability descriptions. An individual’s disability insurance policy may possibly offer a difference of these definitions.
...PIP reform: Attack fraud, not choice
We all agree: Florida's personal injury protection system is broken, and we must reform it.
As executive director of the Florida Consumer Action Network and a board member of consumer groups, I've spent considerable time and effort on PIP legislation. This year, the Legislature is considering two bills that propose PIP reform. These bills differ vastly.
The House's PIP reform proposal, filed by Rep. Jim Boyd, R-Bradenton, has been trumpeted as the solution to PIP fraud and a panacea for reducing auto insurance premiums.
In my view, it does nothing to curb fraud but instead limits consumer choices.
The real motivation behind HB 119 is making it easier for insurance companies to deny PIP payments and increase profits.
Boyd's bill requires auto accident victims to seek initial treatment at overcrowded hospital ERs within a scant 72-hour window. The victims must be diagnosed with an ambiguously defined "emergency medical condition" with injuries of "sufficient severity."
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