Ottawa Injury Lawyer | Ontario's Income Replacement Deductible - A Channel
Ottawa personal injury lawyer explains income replacement benefits after a car accident - why no payment for the first week off work? 2010 changes ...
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Cost of Ontario car insurance stabilizing, but benefits have been chopped
When you look at auto insurance rates in Ontario, you find both good news and bad news.
The good news: The cost of insuring private passenger vehicles is going up less quickly than in the past.
The average increase among Ontario insurers that filed for approval in the last three months of 2011 was 1.84 per cent. That compares to an increase of 3.57 per cent in the year-earlier period.
Even better news: A few insurance companies are lowering their rates.
Intact Financial, Ontario’s largest auto insurer, is cutting rates 2.32 per cent. Trafalgar Insurance is cutting rates by 1.79 per cent.
I’m talking about average rates approved by the Financial Services Commission of Ontario (FSCO). You may pay more or less than the average, depending on where you live, your vehicle and your risk.
The bad news: The cost of car insurance is still going up.
Related: Buying car insurance: 10 things to know
The Ontario government hoped to see rates flatten or fall when it slashed accident benefits on Sept. 1, 2010.
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